Our experienced team and comprehensive coverage options will give you peace of mind for a secure future.

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At Trio Insurance & Financial Services, our goal is to provide expert financial care and high-quality service to our clients.

Trio Insurance & Financial Services is a trusted provider of insurance solutions with over a hundred years of collective experience in the industry. We specialize in offering Auto, Home, and Business insurance to individuals and businesses. Our focus is on delivering top-notch insurance products to ensure that our clients have peace of mind and proper protection in facing life's unexpected events. Therefore, we work tirelessly to provide the best coverage at competitive prices.

We believe that insurance should be accessible and easy to understand, so we simplify the process for our clients. In addition, our knowledgeable staff is always available to answer any questions and help you find the right coverage for your individual needs.

At Trio Insurance & Financial Services, we're dedicated to providing exceptional customer service and protecting what matters most to our clients. With a comprehensive range of insurance products and over a hundred years of collective experience, we're confident that we have the expertise and resources to help you secure your future. So contact us today to see how we can help you protect your assets and peace of mind.


  • Rachell-Holly V.

    Trio Insurance & Financial Services is a great place to buy auto insurance. I've been searching and comparing prices to other competitors and trying to see what works for me and with the help of Kevin Dela Cruz he has done that for me and thanks to him I have car insurance and I saved a lot of money ...

  • Fernando S.

    Awesome experience with this brokerage especially with the agent, Tom Pastor. Excellent customer service. They saved me and all my friends and relatives that I referred to them so much money on our auto, home and life insurance.

  • Khaled K.

    I got my insurance from Trio Insurance & Financial Services, she was very helpful, great customer service, made it so easy,painless, great rate for having an international License. Need insurance call Linda.

  • Regina P.

    I have all my protection for everything here...including auto, renter's, life insurance, even college and funeral and estate planning! The staff here is incredibly helpful & knowledgable and have saved me Hundreds of dollars! You can find any and All types of coverage you need Here :)

  • Tina R.

    This is a great place to buy health insurance because the agent also give me a health supplement for cancer especially my sister has breast cancer and my best friend passed away with lymph node cancer.

We are experienced, reliable and professional.

Trio Insurance & Financial Services, located in Hayward, CA, provides high-quality financial services with a focus on good customer service and quality guidance. Our experienced experts deliver personalized solutions to help you achieve your financial objectives.
800-Insurance Financial Services

Personal Insurance

At Trio Insurance & Financial Services in Hayward, CA, we offer comprehensive personal insurance services to protect your financial well-being and assets.

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Business Insurance

Trio Insurance & Financial Services in Hayward, CA provides comprehensive business insurance solutions to protect your company from potential lawsuits and financial losses.

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Packaged Business

Trio Insurance & Financial Services in Hayward, CA offers affordable and comprehensive business insurance solutions to protect your company and provide peace of mind.

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Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

How it works?

We shop among 50+ insurance companies to find you the best price for insurance coverage you need.


Simply provide your information and fill out the form online OR contact us.


Our internal rating system instantly pulls quotes and rates multiple insurance companies.


Providing you the best quotes to fit your needs, as easy as 1 2 3

Click & Learn

Insurance Coverage

Home Insurance Coverage
Auto Insurance Coverage
Business Owner Coverage
Key Person Life Coverage
Fleet Insurance Coverage
Cyber Insurance Coverage

Home Insurance Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.


If your possessions are stolen, damaged or destroyed in an insured loss, your home insurance coverage can help replace them, up to the policy’s stated limits.

Auto Insurance Coverage

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.


Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Business Owner Coverage

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.


A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Key Person Life Coverage

Risk Factors

A company fails to retain its clients or uphold its reputation based on a particular employee’s skills or name (like a partner at a law firm).


Key Person Life insurance can be taken to retain clients and uphold their reputation.

Fleet Insurance Coverage

Risk Factors

Your driver meets with accident while driving a company vehicle at night and incurs great damage to your vehicle along with the goods in transit.


Many policy providers offer coverage for fleet overnight since some businesses might need their vehicles to transport goods within one night.

Cyber Insurance Coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.


Cyber Insurance would cover any loss and pay for hiring a public relations firm.

Our Carriers

  • progressive
  • the hartford
    Hagerty Logo
  • JohnHancock_rgb
    gerber life insurance

Contact Trio Insurance & Financial Services

Our agency is independent and dedicated to helping you find the coverage that suits your needs.
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3447 Investment Blvd #201 Hayward, CA 94545

Hayward, CA

We’re a local institution in the San Francisco Bay Area, we extend our coverage to families in all 50 States

Trio Insurance & Financial Services

We’re a local institution in the San Francisco Bay Area, we extend our coverage to families in all 50 States
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